Credit Acceptance
Zak Zarins is an accomplished analytics professional with extensive experience at Credit Acceptance since May 2014, currently serving as the Director of Analytics - Strategy after holding various roles including Senior Manager and Manager. Notable achievements at Credit Acceptance include leveraging data analysis and A/B testing to enhance policy and product performance, optimizing call strategies that significantly increased collections, and developing predictive models to elevate contract volume. Earlier experience includes a Graduate Student Instructor role at the University of Michigan, where recognition for Excellence in Teaching was awarded, along with a legal internship at Masco Corporation. Zak Zarins holds both a Master of Arts in Applied Statistics and a Bachelor of Science in Statistics from the University of Michigan.
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Credit Acceptance
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Since 1972, Credit Acceptance has offered automobile dealers auto finance programs to help them sell vehicles to consumers, regardless if they have bad or no credit. These programs are offered through a nationwide network of automobile dealers who benefit from sales of vehicles to consumers who otherwise could not obtain financing; from repeat and referral sales; and from sales to customers who come into the dealership believing they have credit issues, but qualify for traditional financing. Further, we report to the three national credit reporting agencies, giving consumers an opportunity to improve their credit score and potentially qualify for more traditional financing. Our company is unique. Enrolled dealers share in the cash flows from the contract, which creates an alignment of interests and is a critical element of our success. Dealers have an incentive to sell reliable vehicles that last the term of the contracts, as they benefit from those who successfully repay their contracts.