Yujian Li

Yujian Li is a seasoned professional in credit risk management with extensive experience, currently serving as Director of Credit Risk Management and Oversight at Discover Financial Services. Since joining in 2015, Yujian has formalized risk appetite metrics, redesigned oversight processes, and enhanced monitoring capabilities. Prior roles include Senior Manager in Consumer Credit Risk Oversight, where Yujian implemented the Credit Review Universe Assessment and monitored substantial consumer lending portfolios. Yujian's earlier career includes significant contributions at Capital One, where strategic initiatives optimized credit card recovery strategies and earned recognition for outstanding performance. Educational qualifications include an MBA in Finance and Marketing from Indiana University and a Bachelor of Science in Computer Science from the University of Southern California.