Earnin
Ross Howden is an accomplished finance professional with extensive experience in financial planning and analysis leadership across various industries. Currently serving as Head of Financial Planning & Analysis at EarnIn since August 2022, Ross partners with leadership to define and execute financial goals, lead annual and multi-year strategic planning processes, and enhance internal financial management. Previously, Ross held senior roles at Coinbase, Ancestry, and Solera, where responsibilities included leading FP&A processes for large organizations, establishing finance business service centers, and implementing enterprise-wide financial systems. With an MBA in Finance from the University of Utah and a Bachelor's degree in History from Brigham Young University, Ross showcases a unique combination of strategic financial expertise and operational leadership.
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Earnin
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Earnin’s mission is to build a financial system that works for people. Every year, while Americans wait for their paychecks, more than $1 trillion of their hard-earned money is held up in the pay cycle. As a result, Earnin accumulates over $50 billion in late and overdraft fees and turn to high-interest loans. Earnin seeks to eliminate those fees and put money back into workers’ hands.