Emerald Bay Risk Solutions
Stephanie Sikora, Esq., CPCU, serves as the Assistant General Counsel at Emerald Bay Risk Solutions since September 2024. Previously, Stephanie held various positions at NJM Insurance Group from May 2016 to September 2024, including Manager (Counsel) of Law & Regulation and Chief Privacy Officer, as well as Attorney in the Law & Regulation department. Prior experience includes a role as Attorney at Stuckert & Yates from September 2012 to May 2016 and serving as a Law Clerk to the Honorable James M. McMaster at the Bucks County Court of Common Pleas from January 2011 to August 2012. Stephanie earned a Juris Doctor from William & Mary Law School between 2007 and 2010 and a Bachelor of Arts in History and Political Science from Temple University from 2003 to 2007.
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Emerald Bay Risk Solutions
A New Risk Management Architecture - Emerald Bay is an updated solution to solve the problems created in a fractured/dislocated market. We are structured to ensure accountability throughout the life cycle of a risk, driven by integrity of underwriting. Collaborative, Tech Enabled Underwriting - Our technical underwriting and portfolio management is supported by cutting edge technology. We work in partnership with our MGA/PA and reinsurance capital partners to ensure long term sustainability. Partnership: A Full Alignment of Interests - Our approach requires that from producer to carrier to reinsurer all partners are invested in an aligned strategy. Our laser focus is on capital protection so we are there for our insured when they most need us.