FlexiLoans
Harshal Desai is currently working as an Engineering Manager at FlexiLoans since February 2023. Prior to this, Harshal was a Tech Lead at Flair Labs from July 2018 to January 2023. Before joining Flair Labs, Harshal worked as a Senior Software Engineer at Consindia Private Limited from August 2014 to July 2018. Harshal's career in software engineering started at The Annet Group where Harshal worked as a Software Engineer from February 2011 to July 2014.
FlexiLoans
FlexiLoans is an online lending platform started with an endeavour to solve the problem that SMEs face in accessing Quick, Flexible and Adequate funds for growing their Businesses. Over 80% of Loan proposals from SMEs currently are rejected by institutional channels on account of inadequate financial history or collaterals. With the fast and ubiquitous digital adoption in India and increased avenues to leverage data analytics, we are standing on the verge of Banking transformation in this country which will help us efficiently cater to the large untapped and unserved demand. We wish to make the ‘social and alternative scoring’ of SMEs and Individuals a big opportunity for the economy that will far out place the limited insights that financial bureau provide. We believe our technology-powered online marketplace is the best model to meet the financial requirements of SME’s who do not have credit history and hence cannot avail loans from traditional banking channels.