FlexiLoans
Vijay Bhaskar is a seasoned professional in operations and business management, currently serving as Business Head at FlexiLoans since July 2024. Prior to this role, Vijay held the position of Head of Regional Operations at Pine Labs from February 2022 to July 2024 and served as Vice President of Operations at Payswiff from September 2019 to March 2022. Vijay holds a Bachelor's degree in Business Management (MIS) from Arts and Science College, Warangal, completed between 1998 and 2000.
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FlexiLoans
FlexiLoans is an online lending platform started with an endeavour to solve the problem that SMEs face in accessing Quick, Flexible and Adequate funds for growing their Businesses. Over 80% of Loan proposals from SMEs currently are rejected by institutional channels on account of inadequate financial history or collaterals. With the fast and ubiquitous digital adoption in India and increased avenues to leverage data analytics, we are standing on the verge of Banking transformation in this country which will help us efficiently cater to the large untapped and unserved demand. We wish to make the ‘social and alternative scoring’ of SMEs and Individuals a big opportunity for the economy that will far out place the limited insights that financial bureau provide. We believe our technology-powered online marketplace is the best model to meet the financial requirements of SME’s who do not have credit history and hence cannot avail loans from traditional banking channels.