First Capital Bank, Malawi
Pempho Chioza is an IT Risk Analyst at First Capital Bank, Malawi, since October 2022, with prior experience as a Compliance Monitoring and Testing Analyst at FMBcapital Holdings Plc from July 2019 to October 2022. Earlier roles include Graduate Trainee at First Capital Bank, Malawi, and an Enterprise Solutions Engineer Intern at Malawi Telecommunications Ltd, as well as a Software Engineering Intern at TabTech Systems Link and Consultancy. Pempho Chioza holds a Bachelor of Science degree in Computer Science from DMI St. John the Baptist University and is currently pursuing a Master of Science in Computer Science with Cybersecurity at the University of Sunderland. Additionally, Pempho Chioza completed a Level 4 Diploma in Business Information Technology from NCC Education. Pempho Chioza is certified in Risk and Information Systems Control (CRISC) and Certified Information Systems Auditor (CISA).
First Capital Bank, Malawi
First Capital Bank, Malawi is a full-service commercial bank offering financial products and services to the corporate, retail and personal markets. With its diverse product offering, First Capital Bank caters to the needs of all segments of the Malawi market and has one of the most extensive branch and agency distribution networks in the country. A BRIEF HISTORY First Capital Bank opened for business in 1995 with one branch in Blantyre. From its humble beginnings the bank now operates 32 branches and agencies across Malawi employing 850 staff and serving a customer base of 500 000. OUR SERVICES We operate in all sectors of the Malawian market servicing the needs of the following market segments: Retail Small to medium business Corporate Institutional We offer a comprehensive range of financial products ensuring that our services are always relevant and of value to our diverse market segments. OUR STRENGTHS Financial Security Liquidity Ratios consistently above 50% Consistent Long Term Credit Rating of A+ and Short Term Credit Rating of A1 by Global Credit Rating Co., South Africa. Regional Footprint With a regional presence in 5 SADC countries First Capital Bank is ideally positioned to facilitate seamless cross border trade and offer customers unique trade finance solutions across the region Customer Focus We focus on the needs of our customers ensuring the highest levels of customer service, maintaining strong delivery channels and responding to market demand through product development and innovation.