Ginnie Mae
Richard Gardineer has extensive experience in credit risk management, currently serving in the Counterparty Credit Risk Management division at Ginnie Mae since February 2020. Previously, Richard held positions at IBM as a Credit Risk Specialist and at The Hilltop Companies as Director. Notable earlier roles include Senior Director of Credit Risk Management at Freddie Mac, where Richard led teams to develop and implement counterparty credit risk frameworks and manage strategic technology initiatives. Richard's career began at KPMG Advisory, specializing in audit and consulting services within the National Mortgage Banking Practice. Richard holds a Master's degree in Accounting from Brigham Young University.
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Ginnie Mae
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The federal government and Ginnie Mae take pride in a workplace that encourages, supports, and rewards initiative and innovation, while also accommodating our employees' personal lives. Our flexible personnel policies allow workers to balance satisfying careers with their other interests and responsibilities. Ginnie Mae employees are at the center of the U.S. housing market. Through our mortgage-backed securities, we make global capital available to lenders in all communities and help individuals and families across the counrty afford their homes. We do this with minimal risk to the American taxpayer. As a member of the Ginnie Mae team, you will be instrumental in ensuring that money flows consistently to mortgage programs that many of our nation's veterans as well as families in rural communities rely on and utlize. Ginnie Mae products finance most of the Federal Housing Administration's (FHA) single-family insured home loans, which help hundreds of thousands of families every year achieve and sustain homeownership. Ginnie Mae needs the skills of diverse group of experts to accomplish its mission, including finance, legal, technology and operations professionals who strive to excel in a business environment that is constantly evolving, challenging and rewarding.