Kamal Rathi

Kamal Rathi is an experienced technology leader with a strong background in the financial services sector. Currently serving as Senior Executive Vice President Technology at Kotak Mahindra Bank, Kamal focuses on enhancing consumer loan experiences through innovative technology. Previously, at Paytm, Kamal held multiple leadership roles including Senior Vice President, where contributions included the development of the UPI platform and the Money Transfer vertical, significantly impacting customer acquisition. Earlier roles at companies such as Freecharge, Barclays Capital, and UBS involved building and scaling various systems and products, showcasing expertise in engineering, process optimization, and digital transformation. Kamal holds a Bachelor of Engineering in Electronics and Telecommunication from BIT Durg and remains committed to advancing technology solutions within the financial domain.