Laura Schmidt

Evp, Enterprise Compliance at Luminate Bank

Laura Schmidt currently serves as the Executive Vice President of Enterprise Compliance at Luminate Bank, a position held since May 2025. Prior to this role, Laura was the Senior Vice President of Enterprise Risk & Internal Audit at Rate and also held the position of Vice President of Compliance, Regulatory Change & Issues Management. With significant experience at NOVA® Home Loans, Laura served as Vice President of Quality Management, where responsibilities included oversight of the Internal Audit and Quality Control Departments, as well as participation on the Strategic Leadership Committee. Laura's career encompasses various roles in compliance and auditing, with a strong foundation in managing Compliance Departments and developing Compliance Management Systems. Educational qualifications include a Bachelor’s Degree in Humanities and languages from the University of Arizona and further studies at the University of Missouri-Columbia.

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Luminate Bank

At Luminate Bank, we offer personalized, one-on-one services for every customer. We'll handle all the confusing stuff so you can focus on the things that matter—like you.


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