Mechanics Bank
Terri Clardy possesses extensive experience in compliance management, bankruptcy, and recovery roles across several financial institutions. Currently serving as Compliance Manager for the Auto Division at Mechanics Bank since November 2018, Terri Clardy supports the Deputy Chief Compliance Officer in overseeing a comprehensive Compliance Management System and conducting risk assessments. Previously, Terri Clardy held the position of Bankruptcy & Insurance Manager at Gateway One Lending & Finance, managing a large team and a significant bankruptcy portfolio, while also implementing process improvements that resulted in substantial financial recoveries. Prior experience includes a long tenure at Hyundai Capital America as Bankruptcy & Recovery Manager, managing multiple teams and portfolios while driving operational enhancements. Educational background includes a degree from Southern University and Agricultural and Mechanical College at Baton Rouge.
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Mechanics Bank
Mechanics Bank (the Bank) is a provider of a range of financial services. The Bank provides personal banking, business banking, trust and estate services, brokerage and wealth management services. The Bank operates approximately 33 offices in Contra Costa, Alameda, San Francisco, Marin, Napa, Placer, Sacramento, El Dorado and Santa Barbara counties. Its two subsidiaries are the MacDonald Auxiliary Corporation and The Mechanics Bank Community Development Corporation. The business purposes of the subsidiaries are lending and community development activities and holding deeds of trust securing loans made by the Bank and its subsidiaries. The Bank's loan portfolio includes commercial and industrial loans, commercial real estate loans, residential real estate loans, installment loans and lease financing. Its deposits include non-interest-bearing demand deposits, interest-bearing transaction accounts, and savings and time deposits.