NBT Bank
David Kapsick is an experienced banking professional currently serving as the VP and Business Banking Regional Manager at NBT Bank since September 2023. Previously, Kapsick held various leadership positions at FNCB Bank from July 2015 to September 2023, including VP of Business Banking and VP of Retail Market Manager, where responsibilities included small business lending, relationship management, and strategic planning. Kapsick also served at Citizens Bank from August 2009 to July 2015, overseeing branch operations and business development, and achieving top performance in the Greater Philadelphia Marketplace. Earlier in the career, Kapsick worked at HSBC as an AVP/Branch Sales Manager, consistently exceeding branch sales goals. Kapsick earned a B.S. in Management from East Stroudsburg University of Pennsylvania.
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NBT Bank
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NBT Bancorp Inc. is a financial services holding company headquartered in Norwich, N.Y. The company primarily operates through NBT Bank, N.A., a full-service community bank and two financial services companies. NBT Bank has over 140 locations in seven states with offices in New York, Pennsylvania, Vermont, Massachusetts, New Hampshire, Maine and Connecticut. NBT Bank is an Equal Housing Lender and member of FDIC. EPIC Advisors, Inc., based in Rochester, N.Y., is a full-service 401(k) plan recordkeeping firm. NBT Insurance Agency, LLC, based in Norwich, N.Y., is a full-service insurance agency.