Oney
Joy Freiha is an accomplished professional with extensive experience in quantitative risk analysis and finance. Currently serving as an Ingénieur Quantitatif Risques at Oney since May 2020, Joy has focused on IFRS9 and Bâlois risk analysis. Previous roles include Risk Analyst positions during an apprenticeship and an internship, showcasing a strong foundation in risk management. Joy's internships at BML Banque Misr Liban, Hassane Hatoum For Consulting, and Haddad CO for Accounting highlight expertise in accounting and financial consulting. Joy holds a Master's degree in Information Systems and Decision Support, specializing in Data Sciences, from the University of Lille 1 Sciences and Technology, and a Bachelor's degree from Saint Joseph University of Beirut, following early education at Notre Dame des Apotres.
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Oney
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We are a different and unique bank, with roots in commerce, and we expand internationally. Guided by our values of Freedom Respect, and Enthusiasm, we continue to reinvent money day after day. At Oney, we have a different vision of financing and payment solutions: more modern, more sustainable, and, most of all, more humane. Partner in the transformation of commerce in Europe, our thousands of talents in over 12 countries support our thousands of merchant partners and our millions of customers around the world in the pursuit of their projects. Creators and leaders of split payment in France, Oney stands on 5 European markets with this fully digital, omnichannel, and unique offer on the market. Because what drives us is the capacity to give everyone the power to improve their daily lives and consume better, in line with their wants, their personalities, and their beliefs. Oney, Your money, your way. Want to know more about us? Everything is here: www.oney.com