Preferred Bank
Michael Shi is an accomplished finance professional with extensive experience in underwriting and portfolio management, currently serving as AVP and Portfolio Officer at Preferred Bank since July 2023. Prior roles include AVP and SBA Credit Underwriter at First Foundation Inc., and Underwriter II at United Business Bank, following the merger of Pacific Enterprise Bank, where Michael held the title of Underwriter/Relationship Manager. Michael's expertise spans the underwriting of various credit facilities, conducting in-depth financial analyses, and managing loan portfolios exceeding $35 million. Michael's educational background includes a Master's in International Business from Hult International Business School and a Bachelor's in Economics from UC San Diego.
Preferred Bank
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Preferred Bank is a commercial bank. The Bank provides deposit services, as well as real estate finance, commercial loans and trade finance to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals and high net worth individuals. The Bank offers various services, such as personal banking, business banking and treasury management. The Bank's loan portfolio includes real estate mortgage loans, real estate construction loans, commercial loans and trade finance. Its real estate mortgage portfolio consists of real estate mini-perm loans, as well as purchased residential mortgages. The Bank offers a range of commercial loan products, including lines of credit for working capital, term loans for capital expenditures and commercial and stand-by letters of credit. Through its branch network, the Bank provides a range of financial services to individuals and companies located primarily in Southern California.