Protium
Ravi Bharti is an experienced System Engineer with over 9.3 years in the industry, specializing in infrastructure and IT management. Currently serving as a Director and Vice President at Protium since March 2022, Ravi previously held the position of Principal Engineer at Tesco from October 2020 to March 2022, and worked as an Associate at Goldman Sachs from February 2019 to October 2020. Additional experience includes serving as a Technical Specialist at HCL Technologies from December 2014 to February 2019, and as a Service Delivery Consultant at HP from October 2010 to December 2014. Ravi holds a Bachelor of Technology (B.Tech.) degree in Electronics and Instrumentation Engineering from Dr. MGR Educational and Research University, completed in 2009.
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Protium
Protium’s role is to be the pre-eminent engineering led, risk focused lender in the country. Protium is a full stack lender with pan India branch presence. We operate under - Protium Finance, Protium Money & Protium Sakshara which lend to MSME, consumers and educational institutions. Protium uses proprietary models to assess revenues and growth to equip their customers with solutions. We serve our customers through diverse channels including digital interfaces, platform-based partnerships, dedicated sales teams and DSAs. Protium boasts of scalable, secure state management systems that deliver best in class lending APIs, workflow and underwriting capabilities. Their lending capabilities include providing both secured and unsecured lending solutions from INR 1 Lakh to 5 Crore to thriving small businesses in tier 1, 2 and 3 cities, financing durables of all price ranges and personal loans to the consumer segment. Our mission is to fuel ambition – make credit accessible to small & medium businesses and empower consumers to make faster, flexible and convenient purchase decisions. We achieve this through “Fundamental Thinking-to-Engineer Finance” that combines our ability to simplify principles and create powerful proprietary fintech solutions to empower customers and ourselves. Protium Finance offers secured and unsecured loans to MSMEs anywhere in India. We assist small enterprises, owners to scale up and build better with the capital & flexibility needed to pivot the business and thrive. Let’s talk about what your business needs. No more holding back. Protium Money is our consumer lending platform with a huge network of trusted partners offering effortless credit solutions. So, more freedom for you, when you need it most. The purpose of education is empowerment. Protium Sakshara offers customized loan products for edupreneurs and educational institutions to help fund your capital or operational expenditure requirements.