Radian
Jin Hua Gu has extensive experience in the field of credit modeling and risk management. Jin Hua started their career in 1995 as an Application Engineer at Schlumberger Technologies. Jin Hua then worked as a Research Assistant at McGill University from 2000 to 2002, specializing in Artificial Intelligence. In 2002, they joined Enabled Simulation as an Artificial Intelligence Specialist. From 2004 to 2007, they worked at MBIA as an Assistant Vice President. Since 2007, they have been with Radian, initially as a Vice President and currently serves as the Director of Credit Modeling. Throughout their career, Jin has developed various credit models, defended models against auditors' challenges, and played a key role in valuation methodology and assumptions. Jin Hua has also validated surveillance models and ensured consistency in model assumptions across the company.
Jin Hua Gu holds a Master's degree in Computer Engineering from McGill University, which was obtained from 2000 to 2002. Prior to that, they earned a Bachelor's Degree in Electrical Engineering / Communication Engineering from Shanghai Jiao Tong University, completing it from 1991 to 1995. Additionally, Jin Hua Gu has a certification in CERA / ASA from the Society of Actuaries, although the specific month of obtaining it in 2009 is not provided.
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Radian
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Radian Group Inc. is an insurance holding company that provides mortgage insurance, and products and services to the real estate and mortgage finance industries. The Company operates in two segments: Mortgage Insurance and Services. The Mortgage Insurance segment provides credit-related insurance coverage, principally through private mortgage insurance to mortgage lending institutions. The Services segment provides outsourced services, information-based analytics valuations and specialty consulting and surveillance services for buyers and sellers of, and investors in, mortgage- and real estate-related loans and securities, as well as other asset-backed securities (ABS). It also offers mortgage insurance products, such as primary mortgage insurance and pool insurance. Its Services segment is engaged in offering businesses, such as loan review and due diligence, and surveillance, including residential mortgage-backed securities (RMBS) surveillance and loan servicer oversight.