Ratepay
Phuc Huy Nguyen is an accomplished IT professional with extensive experience in corporate IT management and engineering. Currently serving as Lead Corporate IT - Engineering Manager at Ratepay since January 2025, Phuc previously held the position of IT Manager at Vivy where responsibilities included identity and access management, cloud security and migration, IT compliance, incident response, and cross-departmental collaboration. Earlier roles include System Engineer at commehr GmbH, focusing on IT infrastructure management and support, and System and Support Engineer at FACTON GmbH, where network, server management, and disaster recovery were key contributions. Education includes a degree in Computer Science for System Integration from FACTON GmbH and vocational training in technical fields. Phuc's career has been characterized by leadership in IT projects, risk management, and a strong focus on security and compliance across diverse environments.
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Ratepay
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Ratepay are specialised in online payment solutionsRatePAY is the perfect payment partner for a successful e-commerce business. They optimize the payment process in the checkout of an online shop with their products. Merchants can offer their customers safe and popular payment methods such as instalment payments, open invoice and direct debit.Merchants transfer the risk of default payments directly to RatePAY while increasing their revenue at the same time.They bring together all parties involved and take over the organisation, management and coordination of all upcoming tasks. They assume the full responsibility for their efficient risk management themselves, since they are experts in this field and continually work on fostering, tailoring and optimising their audit and assessment methods. They also undertake tasks as debtor management. As far as their technology is concerned, they rely on powerful methods, tools and service providers.RatePAY GmbH was founded in late 2009 by internet and payment experts. They are a young, professional and highly motivated company. They are constantly looking for the best possible innovative solutions. Together with the experience and expertise of their entire staff, their service providers and consultants, this is reflected in each of their products.RatePAY GmbH is part of the Otto Group.