Revolut
Harold Kim is a seasoned professional in credit risk management with extensive experience in retail banking. Currently serving as a Senior Retail Credit Risk Manager at Revolut since May 2025, Harold has previously held significant roles at ubank, where responsibilities included managing credit portfolio strategies, and at Commonwealth Bank, overseeing credit risk and pricing for home and personal loans. Harold's career also includes experience at National Australia Bank, focusing on portfolio credit risk and operational risk management. Harold's educational background features an MBA from Melbourne Business School, an MS in Business and Economics from Stockholm School of Economics, and a Graduate Diploma in Accounting from Chartered Accountants Australia and New Zealand, complemented by a Bachelor of Commerce degree from UNSW.
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Revolut
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Revolut is an app-based financial services technology company. Founded in 2015 and headquartered in the UK, Revolut serves 20 million customers around the world as they make over 250 million transactions per month. They have over 5,000 employees in offices around the world, including New York, Tokyo, Madrid, Barcelona, Paris, Mexico City, Berlin, Budapest and Bucharest with further expansion planned. Revolut offers both personal and business accounts, helping customers improve their financial health and easily connect with the global economy through a variety of features, including On Demand Pay, personalized Loans, Pet Insurance, Currency Exchange, Budgeting and Analytics, peer-to-peer payments, Saving Vaults, Junior, Stays, and Trading. Revolut’s top five countries, based on the number of retail customers, are the UK with 4.8 million customers, Romania with 2 million, Ireland with 1.9 million, Poland with 1.7 million, and France with 1.5 million customers. In 2021, Revolut raised a $800 million Series E round led by Softbank and Tiger Global, valuing the business at $33 billion.