Revolut
Spiros Andriotis is an accomplished financial professional with extensive experience in credit risk management. Currently serving as the Chief Credit Officer at Zopa since January 2019, Spiros has played a key role in the growth of the digital bank, overseeing a balance sheet exceeding £2 billion across various consumer products. Prior to Zopa, Spiros held several positions at Barclaycard from June 2006 to December 2018, culminating in the role of Chief Credit Officer for Barclaycard Commercial Payments, where responsibilities included managing the impairment line and leading credit risk for a diverse portfolio. Spiros also contributed significantly as a Credit Strategy Manager, focusing on secured lending and credit card portfolios, and demonstrated expertise in data analytics and loss forecasting. Spiros holds a Master of Science in Operational Research from Lancaster University and a bachelor's degree in Marketing and Operational Research from Athens University of Economics and Business.
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Revolut
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Revolut is an app-based financial services technology company. Founded in 2015 and headquartered in the UK, Revolut serves 20 million customers around the world as they make over 250 million transactions per month. They have over 5,000 employees in offices around the world, including New York, Tokyo, Madrid, Barcelona, Paris, Mexico City, Berlin, Budapest and Bucharest with further expansion planned. Revolut offers both personal and business accounts, helping customers improve their financial health and easily connect with the global economy through a variety of features, including On Demand Pay, personalized Loans, Pet Insurance, Currency Exchange, Budgeting and Analytics, peer-to-peer payments, Saving Vaults, Junior, Stays, and Trading. Revolut’s top five countries, based on the number of retail customers, are the UK with 4.8 million customers, Romania with 2 million, Ireland with 1.9 million, Poland with 1.7 million, and France with 1.5 million customers. In 2021, Revolut raised a $800 million Series E round led by Softbank and Tiger Global, valuing the business at $33 billion.