Swisscard AECS
Armin Czapla has a diverse work experience spanning over several years. Armin'smost recent role is as the Chief Growth Officer at Swisscard AECS GmbH, starting in August 2023. Prior to this, they held various senior positions at Miles & More GmbH, including Senior Director Partner Sales & Ambient, Senior Director Financial Services & Innovation, and Head of International Cards & Financial Solutions. Before joining Miles & More GmbH, they worked at AirPlus International as a Senior Product Manager and Senior Manager Corporate Strategy. Armin also had earlier roles at Bayer CropScience and Degussa Bank. Overall, Armin Czapla has a strong background in financial services and strategy development.
Armin Czapla's education history includes two significant periods of study. From 1998 to 1999, Armin attended Technische Universität Darmstadt where they focused on Sports Science, Business Administration, and Political Science. The exact degree obtained during this period is not specified. Subsequently, Armin pursued a Diploma Degree in Business Administration and Management, General at Frankfurt University of Applied Sciences from 2002 to 2006.
Swisscard AECS
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Swisscard AECS is a joint venture between Credit Suisse AG and American Express. Swisscard AECS is the only company in Switzerland to offer the world leading credit card brands American Express, MasterCard and Visa from a single source, in the name and on behalf of Credit Suisse AG. Customers managed by Swisscard AECS have the largest choice of credit card products on the Swiss market. Thanks to the different product ranges, customers can put together a personalized combination of cards. Swisscard AECS was established as a joint venture between Credit Suisse AG and American Express in 1998. The company handles product development, sales and marketing, customer service and card processing in Switzerland on behalf of the card issuer Credit Suisse AG. As a merchant acquirer, Swisscard AECS is also responsible for expanding and handling the American Express network of points of acceptance in Switzerland. Swisscard AECS combines the strengths of its two parent companies in the credit card business, with American Express being the global leader as far as card management is concerned and Credit Suisse AG owning strong national sales channels. As a merchant acquirer for American Express, Swisscard AECS’s job is to guarantee that the customers can use their card wherever they want all over Switzerland. SIX (formerly Telekurs) and Aduno are primarily responsible for acquiring MasterCard and Visa in Switzerland.