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Todd Graham

Senior Claims Investigator at The Beacon Mutual Insurance Company

Todd Graham has over two decades of experience in the insurance industry, currently serving as a Senior Claims Investigator at The Beacon Mutual Insurance Company since June 1999. Prior to this role, Todd held the position of Senior Field Investigator at Liberty Mutual Insurance Company in Westwood, MA, from March 1991 to June 1998. Todd earned a Bachelor's degree in Business Administration from Roger Williams University, completing studies between 1979 and 1983.

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The Beacon Mutual Insurance Company

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The Beacon Mutual Insurance Company is the premier writer of workers’ compensation insurance within the State of Rhode Island. Chartered by the state in 1990, we are a mutual workers’ compensation insurance carrier with over 12,000 policyholders and 60% of the workers’ compensation insurance market - serving both the competitive and residual markets. We are financially secure with approximately $400M in admitted assets and we return excess surplus to our policyholders in the form of lower premiums and/or dividends. Rhode Island workers’ compensation insurance is all we do – and nobody does it better. We distinguish ourselves in the marketplace by providing unparalleled service and value to our policyholders each and every day. Headquartered in Warwick, we are able to assist our policyholders in all aspects of their coverage needs: underwriting policies with fair and accurate premiums, facilitating safe workplace environments through world-class loss prevention services, and managing claims with local and experienced adjusters. Our policyholders’ employees are treated with dignity and respect and we assist those injured workers in their efforts to return to gainful employment. We are proud to provide a local source of workers’ compensation insurance to the Rhode Island community through our agent partners. Whether you are a policyholder or interested in becoming one, please contact us so we may assist you.


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