FlexiLoans
Ritesh Jain is a seasoned finance professional with extensive experience in leadership roles across various organizations. As Co-Founder of FlexiLoans, Ritesh has contributed to the growth of the company. Prior experience includes serving as Vice President of Finance at Housing.com and holding significant positions at Tata Teleservices Ltd as General Manager of Finance and Deputy General Manager, where Ritesh oversaw revenue management. Ritesh is also an alumnus of the Indian School of Business and has experience as an Internal Auditor for Starwood Hotels in the West Asia, Middle East, and Africa regions.
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FlexiLoans
FlexiLoans is an online lending platform started with an endeavour to solve the problem that SMEs face in accessing Quick, Flexible and Adequate funds for growing their Businesses. Over 80% of Loan proposals from SMEs currently are rejected by institutional channels on account of inadequate financial history or collaterals. With the fast and ubiquitous digital adoption in India and increased avenues to leverage data analytics, we are standing on the verge of Banking transformation in this country which will help us efficiently cater to the large untapped and unserved demand. We wish to make the ‘social and alternative scoring’ of SMEs and Individuals a big opportunity for the economy that will far out place the limited insights that financial bureau provide. We believe our technology-powered online marketplace is the best model to meet the financial requirements of SME’s who do not have credit history and hence cannot avail loans from traditional banking channels.