IDFC FIRST Bank
Shivram Janapareddy is an experienced banking and finance professional with a focus on gold loans and business development. Currently serving as State Head for AP and Telangana at IDFC FIRST Bank since September 2023, Shivram previously held the position of Regional Head for Gold Loans at SBFC Finance Limited. Other roles include Head of Business Development at JK BUSINESS SOLUTIONS and various positions in leading banks such as DCB Bank and ICICI Bank. Shivram's expertise encompasses sales management, operational efficiency, compliance, and portfolio management, supported by an MBA in Marketing from Sikkim Manipal University and a Bachelor of Commerce from Government Arts College, Rajahmundry.
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IDFC FIRST Bank
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IDFC FIRST Bank was founded by the merger of IDFC Bank and Capital First in December 2018. The Bank provides a range of financial solutions to individuals, small businesses and corporates. The Bank offers savings and current accounts, NRI accounts, salary accounts, demat accounts, fixed and recurring deposits, home and personal loans, two wheeler loans, consumer durable loans, small business loans, forex products, payment solutions and wealth management services.