Mahindra Finance
Raghukishore JSV has extensive work experience in the banking and financial industry. Raghukishore has worked as the Head of Credit Risk at Mahindra Finance since 2022. Prior to that, they held the position of Vice President at IDFC FIRST Bank from 2020 to 2022, and at RBL FINSERVE from 2017 to 2020. Raghukishore also worked as an Asst. General Manager at IDBI Bank from 2009 to 2017. Before that, Raghukishore served as a Credit Risk Manager at HSBC Private Bank from 2006 to 2009, where they managed credit policy and risk for Andhra Pradesh and Kerala. Raghukishore began their career as a Sr. Credit Officer at Fullerton India Credit in 2006 and as a Branch Network Officer at Citi Financial Consumer Finance India Ltd in 2005.
Raghukishore JSV completed their Post Graduate degree in Finance and Marketing from Dhruva College of Management from 2003 to 2005. In 2019, they obtained a certification in Applied Financial Risk Management from the Indian Institute of Management Kashipur. In addition to their degrees, Raghukishore also received certifications in Global Advance SAS, Base SAS, and Lean Sigma Green belt.
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Mahindra Finance
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Mahindra & Mahindra Financial Services Limited (Mahindra Finance), part of the Mahindra Group, is one of India's leading non-banking finance companies. Focused on the rural and semi-urban sector, the Company has over 9.3 million customers and has an AUM of over USD 11 Billion. The company is a leading vehicle and tractor financier and also offers other products like Fixed Deposits and SME Loans. The company has over 1,367 offices and reaches out to customers spread over 3,80,000 villages and 7,000 towns across the country. Mahindra Finance is the only Non-Banking Finance Company from India to be listed on the Dow Jones Sustainability Index in the Emerging Market Category 2019. The Company's Insurance Broking subsidiary, Mahindra Insurance Brokers Limited (MIBL), is a licensed Composite Broker providing Direct and Reinsurance broking services. Mahindra Rural Housing Finance Limited (MRHFL) a subsidiary of Mahindra Finance provides loans for purchase, renovation, construction of houses to individuals in the rural and semi-urban areas of the country. Mahindra Manulife Investment Management Private Limited (MMIMPL), a subsidiary of Mahindra Finance, acts as the Investment Manager for Mahindra Manulife Mutual Fund. The Company has a JV in the US, Mahindra Finance USA LLC, in partnership with De Lage Landen, a subsidiary of Rabo Bank, for financing Mahindra vehicles in the US.