Business Development Manager

We are currently looking for a talented Business Development Manager to join the team.

Responsibilities

• The Business Development Manager is responsible for supervision of all Business Development initiatives.
• Provide effective leadership guidance in business development strategy.
• Provide guidance, leadership support and direction to the Marketing team.
• Achieve set department objectives and overall profitability target of the bank
• Implement and execute regular sales activities to generate sustainable business
• Develop and manage strategic relationships with key customers in relevant market segments.
• Lead the Bank’s deposit mobilization efforts and creation of quality risksManage the end-to-end lifecycle of loans and deposits portfolios; From initiation, processing, monitoring and repayment.
• Conduct a thorough credit analysis to ascertain customer’s payment capacity and willingness; evaluate the credit risk before recommending any credit.
• Reduce liquidity risk by aggressively increasing the deposit portfolio
• Ensure each loan disbursed are in compliance with the approved credit policies and lending methodology.
• Provide regular reports on marketing activities and other reports as required.
• Monitor approved loans and continuously support and advise clients on good management practices
• Recovery of any delinquent loans

Knowledge

• Knowledge of the Financial services sector and the current trends
• Knowledge of online and offline marketing strategies and tools.
• Knowledge of relationship building and customer management
• Strong business acumen and knowledge of low-income market
• Comprehensive knowledge of consumer lending, payroll lending and public sector credit products.
• Sound knowledge of Micro, small and medium enterprise market and lending methodology especially around POS products.

Skills

• Developing and managing a highly efficient marketing team
• Strong marketing and business development skills
• Sound interpersonal and negotiation skills
• Good oral, written and presentation skills
• Leadership, Supervision and Coaching skills
• Detail oriented with strong analytical skills
• Goal oriented, needs to be focused and achieve targets
• Excellent communication and organisation skills

Qualification/Experience

• A minimum of first degree or its equivalent in a business-related discipline (additional qualification or degree in any finance or business-related discipline may be an advantage).
• A minimum of four (4) years post-qualification experience out of which, at least three (3) must have been in the financial services industry.
• CIBN MCP accreditation will be an advantage.
• Evidence that the candidate possesses proven skills and competencies in practical.
• Financial services or technology company experience will be beneficial.
• Excellent knowledge of MS Excel, PowerPoint;