Constantina Charalambous

Constantina Charalambous currently serves as a Model Risk Governance Manager at NatWest Group since July 2025. Prior experience includes roles at Virgin Money as a Model Validation Data Scientist and Credit Risk Specialist from August 2021 to July 2025, where responsibilities involved building management information reports and monitoring performance of unsecured products. At Novuna, from May 2019 to August 2021, Constantina worked as a Portfolio Risk Analyst, conducting portfolio reviews and providing forecasting. Early career experiences include a summer internship at EY focusing on audit procedures and another internship at Photos Forwarding Ltd, where project management and risk assessment were primary tasks. Constantina holds a Master of Science in Financial Risk Management from the University of Leicester and a Bachelor's degree in Industrial Economics from the University of Nottingham.