Preferred Bank
Rameil Betnisan has a strong background in risk management and auditing. Rameil started their career in 2003 as a Business Analyst at Countrywide Mortgage Services. In 2013, they joined CTBC Bank Corp. (USA) as an Internal Auditor, where they conducted financial, operational, and compliance audits. In 2018, Rameil joined Preferred Bank as the VP - Vendor Management Officer, where they administered the bank's vendor management program and conducted vendor risk assessments. Rameil served as a subject matter expert on third-party risk related matters and maintained vendor oversight of critical and high-risk vendors.
Rameil Betnisan, CTPRP, CRVPM III holds an MBA degree in Finance, General from California State University, Los Angeles, which was obtained between the years 2006 and 2008. In addition to their degree, they have acquired several professional certifications. These certifications include being a Certified Third Party Risk Professional (CTPRP) from Shared Assessments, which was obtained in September 2022, and being a Certified Regulatory Vendor Program Manager Level III from the Compliance Education Institute, LLC, obtained in September 2022 as well. Furthermore, they hold a Certified Financial Services Auditor (CFSA) designation from The Institute of Internal Auditors Inc., which was achieved in June 2015 but is currently inactive.
Preferred Bank
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Preferred Bank is a commercial bank. The Bank provides deposit services, as well as real estate finance, commercial loans and trade finance to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals and high net worth individuals. The Bank offers various services, such as personal banking, business banking and treasury management. The Bank's loan portfolio includes real estate mortgage loans, real estate construction loans, commercial loans and trade finance. Its real estate mortgage portfolio consists of real estate mini-perm loans, as well as purchased residential mortgages. The Bank offers a range of commercial loan products, including lines of credit for working capital, term loans for capital expenditures and commercial and stand-by letters of credit. Through its branch network, the Bank provides a range of financial services to individuals and companies located primarily in Southern California.