Santander Bank
Ryan Kuo is a skilled professional in risk modeling, currently serving as an Associate at Santander Bank, N.A. since February 2025. Prior experience includes working as a Senior Analyst and an Analyst in risk modeling at Santander US, where responsibilities involved managing market risk rule models and conducting validation on quantitative models. An internship at WorldQuant provided foundational experience in quantitative investment research through data extraction and analysis. Ryan Kuo holds a Master's degree in Mathematical Finance & Financial Technology from Boston University and a Bachelor's degree in Economics from National Tsing Hua University.
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Santander Bank
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Santander Bank, N.A. is one of the country’s largest retail and commercial banks with more than $79 billion in assets. The bank got its start in Spain, but has been serving customers in the Northeast since 2013. With its corporate offices in Boston, the Bank’s 9,700 employees, more than 650 branches, 2,100 ATMs, and 2.1 million customers are principally located in Massachusetts, New Hampshire, Connecticut, Rhode Island, New York, New Jersey, Pennsylvania, and Delaware. The Bank is a wholly-owned subsidiary of Madrid-based Banco Santander, S.A. (NYSE: SAN)—one of the most respected banking groups in the world with more than 125 million customers in the U.S., Europe, and Latin America. It is managed by Santander Holdings USA, Inc., Banco Santander’s intermediate holding company in the U.S.